Saturday, December 26, 2015

“Insurer asks policy holders: Are you driving for Uber?” Wawanesa is asking the question directly, and won’t cover drivers who are charging for rides. http://www.thestar.com/news/city_hall/2015/12/26/insurer-asks-policy-holders-are-you-driving-for-uber.html I have for some time wondered why no one seems to be bringing up the problem of Uber-driver’s commercial insurance. It was my understanding that if you take passengers for a fee –in fact operating as a taxi –you had to have commercial insurance coverage; or your passengers, in the event of an accident, would not be covered, and you, as the driver/owner could be personally liable; or at a minimum; the insurance company could go after you for the compensation paid out to your “passengers”. Now it seems that Wawanesa has addressed this shady area by threatening to cancel or refuse insurance to anyone driving for Uber. This won’t let the foot-dragging City Council off the hook –they still have to address this problem to insure conformity with insurance requirements in this “wild west” activity by properly regulate, inspect and direct the free-for-all mess created by Uber; its willing participants, and their patrons. I don’t have a dog in this fight – I never take taxis; but I can see this for what it is: an unfair and shady practice detrimental to the fee-paying taxi-owners. Sigmund Roseth

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